Privacy Policy
At Stuart Stackhouse Insurance Agency, we protect your privacy and ensure transparency about how we collect, use, and safeguard your personal information. This Privacy Policy outlines the types of personal information we collect and how we use it in accordance with applicable laws and regulations, including the Health Insurance Portability and Accountability Act (HIPAA) and the Centers for Medicare & Medicaid Services (CMS) guidelines.
1. Information We Collect
We collect personal information when you interact with our website, such as your name, contact information, and details regarding the Medicare products or services you are interested in. This information is used to provide you with the information you asked for and to deliver relevant marketing communications.
2. No Obligation to Enroll
Signing this form does NOT obligate you to enroll in a Medicare plan, affect your current enrollment, or enroll you in a Medicare plan. By providing your information, you simply express interest in learning more about available options and speaking with a licensed sales agent.
3. Permission to Contact You
By submitting your contact information, you grant permission for a licensed sales agent from Stuart Stackhouse Insurance Agency to contact you by email, telephone, or cell phone regarding the types of Medicare products or services you have selected.
You consent to receive communications via phone calls, text messages, emails, and/or artificial or prerecorded voice messages. These communications are for marketing purposes and are related to the products or services you expressed interest in.
Important Note: Data use charges and carrier rates may apply when receiving texts or phone calls.
4. Consent & Opt-Out Rights
You would like to receive marketing communications like those mentioned above by providing your contact information. You may revoke your consent at any time by contacting us directly at:
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Phone: (916) 798-0869
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Email: stuart@ssiaonline.com
Revoking your consent will not affect your eligibility for services, and you can continue to receive the services you’ve enrolled in. Opting out of marketing communications will not impact your access to other services or benefits.
5. Agent Relationship Disclosure
By signing this form, you acknowledge and agree to be contacted by a licensed sales agent employed by or contracted with a Medicare plan to discuss your selected products. Please note the following:
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The agent is not employed directly by the Federal government but is a licensed representative of a Medicare plan.
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The agent may be compensated based on your enrollment in a Medicare plan.
6. CMS Scope of Appointment Requirement
The Centers for Medicare & Medicaid Services (CMS) requires that all licensed agents document the scope of their marketing appointment before any sales meeting. This ensures that both you (the Medicare beneficiary) and the agent understand the topics and products that will be discussed during the appointment. The scope of the appointment will be documented and must be agreed upon before proceeding with any further talks.
7. How We Use Your Information
We use the information you provide to:
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Contact you regarding the Medicare options you are interested in.
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Send you marketing materials related to Medicare products and services.
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Please be sure to comply with the regulatory requirements for Medicare-related products.
We do not sell your personal information to third parties. However, we may share your information with third-party service providers or business partners to provide the services you'd like or to comply with legal obligations.
8. Security of Your Information
We implement reasonable physical, administrative, and technical safeguards to protect the personal information you share. While we strive to protect your information, no method of transmission over the internet is 100% secure, and we cannot guarantee the absolute security of your data.
9. Changes to This Privacy Policy
We may update this Privacy Policy occasionally to reflect changes in our practices or for other operational, legal, or regulatory reasons. We'd like to encourage you to review this page periodically for the latest information.
If you have any questions about our privacy practices or need assistance with opting out of marketing communications, please feel free to contact us at:
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Phone: (916) 798-0869
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Email: stuart@ssiaonline.com