Legal Terms & Conditions
Thank you for visiting our website. Your use of this website is subject to the following Legal Terms ("Terms").
1. Acceptance of Terms
By using this website, you acknowledge that you have reviewed, understood, and agree to be bound by all terms, conditions, and notices contained on this website, including, without limitation, these Terms and our Privacy Policy. If you do not agree to these terms, you should not use this website.
2. No Obligation to Enroll
Signing any form on this website does NOT obligate you to enroll in a Medicare plan, affect your current enrollment, or enroll you in a Medicare plan. Your submission of information merely expresses your interest in obtaining more details, and it does not create any contractual obligation for enrollment.
You are under no obligation to enroll in any plan.
3. Copyright, Trademark, and Other Intellectual Property Rights
We or our licensors own all content on this website, including, without limitation, text, graphics, logos, icons, images, video clips, written materials, and all copyrights therein. The copying, redistribution, or modification of, or creation of derivative works based on, any portion of this website is expressly prohibited. We or our licensors own all trademarks, service marks, logos, slogans, and names of products and services, which may not be used without the prior written authorization of the owner.
4. Website Materials for Informational Purposes Only
This website's information, descriptions, and materials are provided for general informational purposes only. The descriptions regarding the products and services offered by us or any company we represent may not be complete, accurate, or current. You can use this website or ask for additional information, whether by submitting an online form, email, or otherwise, that does not create a contract of insurance or an insurance policy. All features, content, specifications, products, services, and prices of products and services described or depicted on this website are subject to change at any time without notice. The inclusion of any products or services on this website does not imply or warrant that these products or services will be available at any time.
5. Permission to Contact You
By submitting your contact information on this website, you permit Stuart Stackhouse Insurance Agency to contact you by a licensed sales agent regarding the Medicare products you have expressed interest in. This communication may be by email, telephone, or text message, and may include marketing communications, automated calls, or prerecorded voice messages.
We want you to know that you consent to receiving marketing communications from us, including, but not limited to, text messages, phone calls, emails, and prerecorded voice messages. Carrier rates and data use charges may apply when receiving these communications.
Opt-out: You can revoke your consent at any time by contacting us at (916) 798-0869 or stuart@ssiaonline.com. Revoking your consent will not affect your eligibility for services or your ability to receive critical non-marketing communications.
6. Consent & Opt-Out Rights
By providing your contact information, you consent to receiving marketing communications from Stuart Stackhouse Insurance Agency, including emails, text messages, and phone calls. You may revoke your consent at any time by contacting us using the details provided above. Revoking your consent will not affect your eligibility for services but may stop you from receiving future marketing communications.
7. Agent Relationship Disclosure
By submitting a form or engaging with this website, you acknowledge and agree to be contacted by a licensed sales agent to discuss the Medicare products you have selected. Please note the following:
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The agent contacting you is not employed directly by the Federal government, but is a licensed representative of a Medicare plan.
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The agent may be compensated based on your enrollment in a Medicare plan.
8. CMS Scope of Appointment Requirement
Per the Centers for Medicare & Medicaid Services (CMS), all agents must document the scope of any marketing appointment before a sales meeting can occur. This ensures clarity about the products and services that will be discussed with the Medicare beneficiary or their authorized representative.
9. Use of Site
You agree that you will not use this website, or any of its features, to:
(a) solicit or attempt to solicit funds or advertise goods and services;
(b) upload, transmit, or otherwise make available software viruses, worms, trojan horses, or other harmful or disruptive code or components;
(c) disrupt, interfere with, or restrict the use of this website by any other user;
(d) impersonate any person or entity;
(e) upload, transmit, or otherwise make available any commercial promotional materials, including spam and chain letters;
(f) engage in illegal activities or further any unlawful purposes;
(g) post or transmit unlawful, threatening, defamatory, libelous, obscene, pornographic, or profane material, or any material that could encourage criminal conduct or violate laws.
10. Disclaimers
WE ARE NOT RESPONSIBLE FOR ANY ERRORS OR OMISSIONS ON THIS WEBSITE. WE DO NOT ASSUME ANY RESPONSIBILITY, AND SHALL NOT BE LIABLE FOR, ANY DAMAGES TO, OR VIRUSES THAT MAY INFECT, YOUR COMPUTER, TELECOMMUNICATION EQUIPMENT, OR OTHER PROPERTY CAUSED BY OR ARISING FROM YOUR ACCESS TO, USE OF, OR BROWSING THIS WEBSITE OR YOUR DOWNLOADING OF ANY MATERIALS FROM THIS WEBSITE.
WE MAKE NO REPRESENTATIONS REGARDING THE SUITABILITY, RELIABILITY, AVAILABILITY, ACCURACY, OR TIMELINESS OF THE WEBSITE AND ITS CONTENTS, AND MAKE NO COMMITMENT OR ASSUME ANY DUTY TO UPDATE SUCH MATERIALS. TO THE EXTENT PERMITTED BY LAW, ALL INFORMATION CONTAINED ON THE WEBSITE IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT.
11. Links to Other Sites
This website may contain links to other websites. We do not control and are not responsible for the content of third-party websites. Inclusion of any link does not imply endorsement by us. For our policy regarding privacy issues related to third-party websites, please refer to our Privacy Policy.
12. Governing Law
All disputes related to this website, including, without limitation, any disputes related to these Terms, shall be governed exclusively by the laws of the United States and the internal laws of the state of California, and you hereby irrevocably consent to the exclusive jurisdiction and venue of the courts located in such state.
13. Changes to These Terms and Conditions
We reserve the right to modify these Terms without prior notice. You should check this website periodically to see if any recent changes to these Terms have occurred. By continuing to use this website after we post any such changes, you accept the Terms as modified.
14. Termination
We reserve the right to change, suspend, cancel, or discontinue this website, or any aspect of this website, including any features, content, specifications, products, materials, and services described or depicted on or available through the website, at any time without notice.
Contact Information:
If you have any questions regarding these Legal Terms & Conditions or need further assistance, please contact us at:
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Phone: (916) 798-0869
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Email: stuart@ssiaonline.com