NOW is The Time for Long Term Planning

We won’t admit it but NOW is the time to start planning for our long term care needs. Planning ahead is important because 70% of people turning age 65 can expect to use some form of long-term care during their lives.  And, most likely the older you get the greater the chance you will need long term care.

 

Why is planning ahead for long term care so important? Consider the following:

 

  • not relying on children or family with care giving responsibilities
  • protecting your retirement assets 
  • ensuring that critical choices remain yours

It’s important to plan ahead because the cost of services often exceeds what you can afford to pay from your income and other investments. With planning, there is a greater likelihood that you will be able to leave an estate to your heirs, because you are less likely to use up your nest egg. 

 

With long term care planning you are helping to reduce the emotional and financial stress on you and your family. It gives you and your family peace of mind.

 

Most important, you want to stay in your home

 

If you will need care, planning will help ensure your greater independence should you need care. Your choices for receiving care outside of a nursing facility and being able to stay at home or receive community-based services are greater if you plan ahead.

 

Don’t Delay

 

There are a number of reasons many people don’t plan ahead.  Maybe you think, that even as you age, you won’t be dependent on others or need assistance. Or, maybe you think you have time to buy long term care insurance. Keep in mind, the older you get the more expensive long term care insurance becomes.  

 

Whatever your reason, give us a call and let’s discuss your options.

 

 

Long Term Care
FORM NAME: Contact Us
Tick

Digital Signature for Scope of Appointment

Signing this form does NOT obligate you to enroll in a plan, affect your current enrollment, or enroll you in a Medicare plan.

By entering your information below and clicking Submit, you are giving permission to have a licensed sales agent contact you by email, telephone or cell phone to provide additional information about products and services. Your consent is voluntary and allows us to contact you via email, text messaging, artificial or prerecorded voice messages, or automatic dialing for marketing purposes. You may contact us to change your preferences at any time. Data use charges and rates from your cellular carrier may apply.

By signing this form, you agree to be contacted by a licensed sales agent to discuss the types of products you selected above. Please note, the person who will discuss the products is either employed or contracted by a Medicare plan. They do not work directly for the Federal government. This individual may also be paid based on your enrollment in a plan.

The Centers for Medicare and Medicaid Services requires agents to document the scope of a marketing appointment prior to any sales meeting to ensure understanding of what will be discussed between the agent and the Medicare beneficiary (or their authorized representative). All information provided on this form is confidential and should be completed by each person with Medicare or his/her authorized representative.

Tick

Tick